Dental and vision coverage can feel like an afterthought—until you need it. In 2026, many plans continue to offer dental and vision as separate policies or add-ons, with benefits that vary widely by carrier, network, and plan design. This guide breaks down what to look for so you can choose coverage that fits your family and your budget. Dental vs. Vision: Why They’re Usually Separate Most medical plans don’t include robust dental or vision benefits for adults. Dental and vis