Last Updated: July 21, 2026
Terms of Service
Important information regarding the use of this website, independent insurance services, regulatory disclosures, and your responsibilities when requesting information or coverage.
Welcome to vickigauze.com. By accessing or using this website, you agree to comply with and be bound by the following Terms of Service.
SECTION 1
Scope of Independent Insurance Services
This website is an online informational tool for Vicki Gauze, LLC, a licensed independent insurance entity operating in the state of Florida (License ID #P078390).
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Independent Representation — We are not tied to a single insurance carrier. We act as an independent consumer advocate to compare plans across top-rated provider networks.
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No Bound Coverage via Site — Submitting an intake form, email message, or calendar invite through this site does not constitute an insurance binder. Insurance coverage cannot be bound, altered, or terminated until an official carrier application is completed, submitted, and formally accepted by the underwriting carrier.
Section 02
General Informational Intent
The content found across this site—including guidance regarding Medicare timelines, ACA Marketplace premium credits, or foundational policies—is meant purely for transparent consumer education and informational use.
It does not replace personal consultation, legal counsel, or localized medical advice.
Section 03
Prohibited Content Disclaimers
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This site is not a federal agency and is entirely independent of HealthCare.gov and the U.S. Centers for Medicare & Medicaid Services (CMS).
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All information submitted through our forms must be truthful and accurate to ensure compliance with Florida Department of Financial Services (DFS) fair marketing guidelines.
Licensing & Regulatory Disclosures
Medicare Third-Party Marketing Organization (TPMO) Disclaimer
We do not offer every plan available in your area. Currently, we represent three organizations which offer 34 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Medicare Affiliation Disclaimer
Vicki Gauze LLC is not connected to the federal Medicare Program. This is a solicitation for insurance.
Affordable Care Act (ACA) Disclaimer
This site is not fully affiliated with or endorsed by the U.S. government. Vicki Gauze, LLC is a privately owned certified enrollment entity operating on the federal health insurance marketplace (HealthCare.gov).
Questions?
For questions regarding these Terms of Service, please contact:
Vicki Gauze, LLC
Immokalee, FL
Email: info@vickigauze.com